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Get up to 50% of your Bitcoin’s value in dollars.
You can receive your loan in dollars or stablecoins.
The loan term is 1 year, renewable annually. The full amount borrowed is repaid at the end of the period.
10% interest, payable upfront or with flexible monthly, quarterly, or end-of-term payments.
No penalties for full or partial early repayment.
A one-time initial discount is applied when the loan begins and won’t be repeated upon renewal. This will be reflected in the total amount you receive.
If you need assistance, our team of specialists is ready to help.Contact us📱
Now with ikigii, you can get a loan in dollars for whatever you need — and make the most of your Bitcoins by using them as collateral, without having to sell them.
With ikigii, you can finance any personal project or goal without giving up your bitcoin’s growth potential.
Unforgettable trips
Home renovations
A new car
Your next venture
Your children’s education
Investments in other digital assets
“Thanks to ikigii’s loans, I was able to finish paying off my educational debt and achieve professional success.”
Thiago
“Ikigii was the missing piece I needed to make my dream come true: starting my own business.”
Antonio
“I started with a dollar loan backed by BTC, reinvested, and applied for another loan to boost my earnings.”
María
“With this loan, I continue to gain value while still having access to my BTC without having to sell it. ”
Luis
Bitcoin-backed loans are dollar or stablecoin loans you can obtain by using your Bitcoin (BTC) as collateral. It’s a secure way to access liquidity without selling your crypto assets, preserving their upside potential. The entire process is backed by Towerbank.
Currently, only Bitcoin (BTC) is accepted as collateral. You can receive your loan in U.S. dollars (USD) or in stablecoins such as USDT or USDC.
Your loan is approved and paid out instantly—you just need to have the BTC you’ll use as collateral available in ikigii.
It lets you access immediate liquidity without selling your Bitcoin investment, which can be advantageous if you expect your assets to appreciate over time.
The minimum is $1,000 USD and the maximum is $250,000 USD. If you need a larger amount, please contact us at soporte@ikigii.com.
LTV is the ratio between the amount you borrow and the value of your collateral. In ikigii, you can borrow up to 50% of your BTC’s value.
Yes—you can pay off your loan at any time before maturity without any prepayment penalty.
If your BTC’s price increases, your LTV automatically improves, reducing your liquidation risk. You can even use that extra collateral margin to request a top-up loan or renew under better terms.
