Your instant dollar loan secured

by Bitcoin

Get up to 50% of your Bitcoin’s value in dollars.

You can receive your loan in dollars or stablecoins.

The loan term is 1 year, renewable annually. The full amount borrowed is repaid at the end of the period.

10% interest, payable upfront or with flexible monthly, quarterly, or end-of-term payments.

No penalties for full or partial early repayment.

Apply for your dollar loan

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La garantía es 2 a 1. Ejemplo: si tu préstamo es de $1,000 USD, la garantía en BTC debe ser el equivalente a $2,000 USD.

Monto solicitado:$0.00

Garantía BTC:0.000000 BTC

Garantía USD:$0.00

Descuento por emisión*:$0.00

Tasa nominal anual:10%

Tasa efectiva anual:0%

Periodicidad interés:Mensual

Cuota mensual:$0.00

Monto neto a recibir:$0.00

El desembolso de tu préstamo puede ser en dólares o stablecoins.

La garantía es 2 a 1. Ejemplo: si tu préstamo es de $1,000 USD, la garantía en BTC debe ser el equivalente a $2,000 USD.

Al tener tus BTC en ikigii, tu préstamo se desembolsa al momento⚡.

A one-time initial discount is applied when the loan begins and won’t be repeated upon renewal. This will be reflected in the total amount you receive.

Expert Support

If you need assistance, our team of specialists is ready to help.Contact us📱

Make the most of your Bitcoin without selling it

Now with ikigii, you can get a loan in dollars for whatever you need — and make the most of your Bitcoins by using them as collateral, without having to sell them.

bitcoin
Bitcoin (BTC)
44.00
collapse-arrow
3.22
%

Fuel your ambitions—unlock your Bitcoin’s potential to finance your dreams.

With ikigii, you can finance any personal project or goal without giving up your bitcoin’s growth potential.

Unforgettable trips

Unforgettable trips

Get a loan

Home renovations

Home renovations

Get a loan

A new car

A new car

Get a loan

Your next venture

Your next venture

Get a loan

Your children’s education

Your children’s education

Get a loan

Investments in other digital assets

Investments in other digital assets

Get a loan

We are here to assist you

Puedes contactar con nosotros a través de estos canales.
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Teléfono
+507 833-8082
Lunes a viernes
10:00h a 18:00h
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Correo electrónico
soporte@ikigii.com
24h de Lunes a Domingo
Contactar

Be one of them

“Thanks to ikigii’s loans, I was able to finish paying off my educational debt and achieve professional success.”

Thiago

“Ikigii was the missing piece I needed to make my dream come true: starting my own business.”

Antonio

“I started with a dollar loan backed by BTC, reinvested, and applied for another loan to boost my earnings.”

María

“With this loan, I continue to gain value while still having access to my BTC without having to sell it. ”

Luis

What you need to know

What are Bitcoin-backed loans?

Bitcoin-backed loans are dollar or stablecoin loans you can obtain by using your Bitcoin (BTC) as collateral. It’s a secure way to access liquidity without selling your crypto assets, preserving their upside potential. The entire process is backed by Towerbank.

Which cryptocurrencies can I use as collateral, and in what currency will I receive the loan?

Currently, only Bitcoin (BTC) is accepted as collateral. You can receive your loan in U.S. dollars (USD) or in stablecoins such as USDT or USDC.

How quickly is the loan approved and paid out?

Your loan is approved and paid out instantly—you just need to have the BTC you’ll use as collateral available in ikigii.

Why should I consider this type of loan?

It lets you access immediate liquidity without selling your Bitcoin investment, which can be advantageous if you expect your assets to appreciate over time.

What is the minimum and maximum loan amount?

The minimum is $1,000 USD and the maximum is $250,000 USD. If you need a larger amount, please contact us at soporte@ikigii.com.

What does “Loan-to-Value” (LTV) mean, and how does it affect my loan?

LTV is the ratio between the amount you borrow and the value of your collateral. In ikigii, you can borrow up to 50% of your BTC’s value.

Can I prepay the loan?

Yes—you can pay off your loan at any time before maturity without any prepayment penalty.

What happens if the value of my BTC increases during the loan?

If your BTC’s price increases, your LTV automatically improves, reducing your liquidation risk. You can even use that extra collateral margin to request a top-up loan or renew under better terms.

More answers

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